Stellar is an open source protocol for value exchange. It was founded in 2014 by Jed McCaleb (Founder Ripple, e-Donkey) and Joyce Kim. Its board members and advisory board members include Keith Rabois, Patrick Collison, Matt Mullenweg, Greg Stein, Joi Ito, Sam Altman, Naval Ravikant and others.

The protocol is supported by the Stellar Development Foundation which is a not-for-profit organization operating out of San Francisco, California. Stellar enables cheaper and faster payments. It has been successfully implemented internationally by Praekelt Foundation into its messaging app Vumi in Sub-Sahara. Stellar provides a robust cryptocurrency enabled system to Banks for carrying out transactions and settlements between customers of the bank and with other Financial Associations on the Stellar Network. Its architecture ensures that Banks do not have to share confidential customer related information such as Customer Name, Communication Details, Account details and balance to facilitate the transactions.